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:: SERVICE CHARGES ::
Page 2
Half Yearly Service Charges
1
Saving Bank Accounts
NIL
2
Current Accounts / CC / OD / HYP A/c
3
Term Loan Accounts up to 10 lakh (All Types of Term Loan A/c )
4
Term Loan Accounts above 10 lakh

Incidental Charges (Computerisation Maintenance Charges )
1
Current Accounts / CC / OD / HYP A/c
Rs1.00 per entry, Min.Rs.150/-
  per half year
2
Term Loan Account Sanctioned Amount
 upto Rs.10.00 lakhs
Rs.225/- per half year
3
Term Loan Account Sanctioned Amount
 Above Rs.10.00 lakhs
Rs.500/- every half year
     

Quarterly Inspection Charges
1
For Hypothecation & Pledge A/c Rs.125/- per quarter

Issue of Duplicate Pass Book for SB
1
Rs50/- per pass Book  with
 latest balance (for old entry @75 paisa per entry since the date of last purging)

Issue of Duplicate A/c Statement to CA & Limit A/c
1
Rs100/- per page (for old
 entry @75 paisa per entry since the date of last purging will be charge extra.

Issue of MICR Cheque Book.
1
For CA, CC, OD, HYP A/c. etc
Rs. 2.50 per cheque leaf at the time of issuing cheque book.
2
For SB A/c. No Charges for 40 Cheques leaves per annum and for additional Rs.2.50 per cheque Leaf, at the time of issuing cheque Book. The demand for issue of cheques to financial institution &/or payment of installment should be discouraged. However in case of genuine request minimum charges per cheque book Rs.100/- for20 leaves to be collected at the time of issuing cheque book.        
3
For Non-Micr Cheque Book For A/c.,CC,OD,HYP & Other Limit A/cs.  

Additional Service Charges for
(A)
Privilege Saving and Current A/c :
a
Minimum Quarterly Avg.Balance - Current A/c Rs.10,000/-. Saving A/c Rs.5000/-
b
Charg.for Non-maintainance of minimum quarterly balance.
Rs.250/- for Current A/c. Rs.150/- for Saving A/c per quarter.
c
Cash Transaction in same City Upto Rs.2.00 lac per day.
d
Any where cash withdrawal/ cash deposit by customer or Customer's representative for debit / credit of own S/B, C/A at non-base Branch in other city.
Only for outside Branches – Rs.1/- per thousand minimum of Rs.10/- per trarrsaction
e
Debit Card Fees for first A/c holder/ Joint A/c holder, RTGS charges, Internet Banking,
Statement of A/c,
Mobile (SMS.) Banking, yearly maintainance charges
Free No charges
f
Debit Card Cash Withdrawal limit Daily withdrawal limit – Rs.20000/-
g
ATM interchange ( Transactions at Non-NNSB Bank
ATM) i.e. BANCS NETWORK.
As per RBI norms. At present maximum withdrawal per transaction will be Rs.10000/- and five transactions
per month will be free and after that Rs.20/- per transaction will be charged.
(B)
Saving & Current Account Holder Deposit and withdrawal under ABB:  
a
Within Nagpur City Transfer of funds under ABB transactions-
* Within the City ( Member branches of local Clearing House) .........

By Cash....... Up to Rs.2.00 lakh Free of
Charge..

By Cheque ...No Charges.
b
For Out Side Branches By Cash... ........ ... @ Rs.1/-.per thousand with Rs.10/- as minimum charges to be collected from the customers/party in
whose a/c it is deposited. ( Maximum upto Rs.2.00 Lakh)

* By Cheque .................. No Charges.

Closure of Saving Bank / Current Account (Account Closed within 6 months from the date of opening)
a
Closure of Savings A/c
Rs100/-PLUS Rs.3/-- per unused Cheque leaf.
b
Closure of Current A/c

Not Maintaining Minimum Balance Requirements for :
a
For SB A/c without cheque book.
Minimum Balance Rs.200/-
 Penalty Rs.50/-per quarter
b
For SB A/c with cheque book Minimum Balance Rs.1000/-
 Penalty Rs.100/-per quarter
c
For Current Account Minimum Balance Rs.2000/-
 Penalty Rs.200/-per quarter

Handling Charges for Return of Cheques
a
Deposited with us.(Outward
Clearing)

Rs75/- per instrument.
b
Cheque issued but returned unpaid for want of funds / financial reasons
(i)
For Savings Accounts Rs75/- per instrument.
(ii)
For Current / Cash Credit / Overdraft / HYP. etc Rs.225/-per instrument
c
For return of ECS & Installment Payment Cheque return for want of funds / financial reasons. For Savings Account-Rs. 75/- and
for Current/limit Account-Rs.250/- per ECS/Cheque

Inoperative Accounts Charges
a
Inoperative Savings Bank Account
s without Cheque Book facility which is not operated since last two years and the balance in the account is upto Rs.200/-
Rs50/- per quarter
b
b) Inoperative Savings Bank Account
s with cheque Book facility which is not  operated since last two years and the balance in the account is upto Rs.1000/-
Same As Above
c
c)  Inoperative  Current  Accounts 
which  is  not operated since last one year and the balance in the account is upto Rs.2000/-
Rs.250/- per quarter
     
Stop Payment Instructions
  a. Savings Account Rs.75/- per cheque
  b. Current/Limit Account Rs.150/- per cheque
 
  Verification of signature Rs.50/- per verification
  Recording change in signatures/
change in constitution
Rs.100/- per occasion
  Attestation of photograph Rs.75/- per photograph
COLLECTION/REMITTANCE/CASH HANDLING CHARGES
Collection of outstation Cheques: (i) Upto Rs.5000/-
Rs.30/-per instrument...
  (ii) Rs.5001/- to Rs.10000/-                        Rs.55/-per instrument
  (iii) Rs.10001/-& Above...     Rs. 110/-per instrument
  Above charges are exclusive of Postal/ Courier charges
Collection of Bills  
 b) In case of Bills i) Upto Rs.2500/-.  Rs.50/-+  postage + other Bank charges, if any 
   ii) Rs.2501/-& above:--- Rs.3.50 per thousand or part thereof subject to minimum Rs.75/- plus postage plus other bank charges if any
In case of Bills discounted under LC, commission as above should be recovered in addition to
interest, subject to maximum commission of Rs.3500/-

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