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:: TERM DEPOSITS ::
(A)
Regular Term Deposits
(%)
*
30 Days to 90 Days 4.75 %
*
91 Days to 180 Days 5.50 %
*
181 Days to 12 Months 7.00 %
*
13 Months to 24 Months 6.50 %
*
25 Months to 36 Months 6.00%
*
37 Months to 60 Months 5.50%

(B)
Term Deposits (Co-Operative  Societies, Registered Charitable Trust / Educational Institutions )
(%)
Lump sum deposit of Rs. 15 Lakhs & above
*
91 Days to 180 Days 5.75 %
*
181 Days & 12 Month 6.50%
*
15 Months to 36 Months 6.75%
*
37 Months to 60 Months 6.50%
(The Interest rates under this categories shall be negotiated with the prior approval of the Head Office) ---

(C)
Senior Citizens (Age 60 or Above)
(%)
For Senior Citizens Additional 0.5% (roi) [Period 12 Months and Above]

Note:
2.0% Penal interest shall be attracted on Premature withdrawal of any deposit on the applicable Rate of interest
(Which means 2.0% less interest will be paid than the interest rate that is applicable for the period, for which the deposit was actually held with the bank).